Real-Time Monitoring of Federal Housing Finance Agency Updates
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The Federal Housing Finance Agency (FHFA) plays a critical role in America’s housing finance landscape. Established through the Housing and Economic Recovery Act of 2008, the FHFA's mission is to ensure a stable and reliable secondary mortgage market. It oversees Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, which are collectively responsible for a significant portion of America's housing finance.
Why Monitor the FHFA?
For professionals in the financial, legal, and housing sectors, keeping abreast of changes from the FHFA is crucial for several reasons:
- Avoid Regulatory Penalties: With the FHFA regulating entities that purchase or guarantee 84% of new mortgages, compliance officers need to ensure their organizations adhere strictly to current laws and avoid costly penalties.
- Ensure Compliance with Federal Rules: Legal advisors and policymakers need real-time updates to adjust strategies and manage risks associated with new rules or amendments.
- Simplify Monitoring Efforts: Automation in monitoring FHFA communications reduces manual workload, enabling faster and more accurate compliance efforts.
- Mitigate Financial Risks: Changes in regulations can impact market dynamics and financial stability, making it vital for risk managers in banking and insurance to stay informed about new developments.
Relevant Trends and Regulatory Impacts
The FHFA focuses on stabilizing and enhancing the U.S. housing finance system amid fluctuating economic environments. Recently, efforts have been directed toward:
- Ensuring Mortgage Accessibility: By regulating key components of the secondary mortgage markets, the FHFA aims to promote sustainable homeownership through various initiatives.
- Strengthening Financial Oversight: Post-2008, strengthening regulatory frameworks to prevent future economic crises remains a high priority, as seen through increased oversight of GSEs.
Who Should Monitor the FHFA?
- Compliance Officers: To ensure institutions remain compliant with relevant federal housing regulations.
- HR and Legal Managers: To refine internal policies that align with updated federal rules and employee practices.
- Insurance Providers: To understand the regulatory environment affecting mortgage insurance and adjust coverage offerings accordingly.
- Policy Analysts: To evaluate the impact of FHFA decisions on the housing market and develop informed recommendations.
Each of these stakeholders requires timely, concise, and accurate information to maintain compliance and strategic advantage.
Achieve Precision Monitoring with FedMonitor
Understanding the importance of timely information, FedMonitor offers AI-powered monitoring solutions that enable:
- Filter by Relevance: Get only the updates that matter most to your industry and job role.
- Instant Notifications: Choose from email, SMS, or integrations with Slack, Microsoft Teams, and Salesforce to receive alerts instantly.
- Quicker Decision Making: Gain a quick understanding of new rules, notices, and other important documents impacting your operations.
By simplifying the process of tracking FHFA developments, FedMonitor helps you stay ahead of regulatory changes. Sign up today at FedMonitor.com and minimize the risk of missing crucial updates that can affect your organization's compliance and financial health. For further assistance, visit our FAQ or contact us.
Agency Details
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Status:
Active
The FHFA is actively functioning as a regulatory agency overseeing key entities like Fannie Mae and Freddie Mac, crucial to the U.S mortgage market. It was established by legislation in 2008 to ensure stronger regulatory oversight, particularly during turbulent economic times, and continues its core functions effectively.
- Acronym: FHFA
Related Topics
Latest Documents
Title | Type | Published |
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In this document, the Federal Housing Finance Agency (FHFA) provides notice that it issued Orders, dated March 4, 2025, with respect to stress test reporting as of December 31, 2024, under the Dodd-Frank Wall Street Reform and Consumer Protection Act...
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Rule | Mar 10, 2025 |
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA or the Agency) is seeking public comments concerning an information collection known as "Minority and Women Inclusion," which h...
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Notice | Jan 17, 2025 |
The Federal Housing Finance Agency (FHFA) is adopting this final rule amending its Rules of Practice and Procedure and other agency regulations to adjust each civil money penalty within its jurisdiction to account for inflation, pursuant to the Feder...
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Rule | Jan 16, 2025 |
The Federal Housing Finance Agency (FHFA) has adjusted the cap on average total assets that is used in determining whether a Federal Home Loan Bank (Bank) member qualifies as a "community financial institution" (CFI) to $1,500,000,000, based on the a...
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Notice | Jan 15, 2025 |
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA or the Agency) is seeking public comments concerning an information collection called the "Minimum Requirements for Appraisal M...
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Notice | Jan 15, 2025 |
The Federal Housing Finance Agency (FHFA) is issuing a final rule on the housing goals for Fannie Mae and Freddie Mac (the Enterprises) for 2025 through 2027 as required by the Federal Housing Enterprises Financial Safety and Soundness Act of 1992. T...
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Rule | Dec 30, 2024 |
The Federal Housing Finance Agency (FHFA or the Agency) is proposing to revise regulations addressing boards of directors and overall corporate governance of the Federal Home Loan Banks (Banks) and the Bank System's Office of Finance (OF) to update a...
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Proposed Rule | Nov 04, 2024 |
In accordance with the requirements of the Privacy Act of 1974, as amended (Privacy Act), the Federal Housing Finance Agency Office of Inspector General (FHFA-OIG) is establishing FHFA-OIG-9, "Office of Counsel Legal Matters System" (System) for the...
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Notice | Oct 23, 2024 |
The Federal Housing Finance Agency (FHFA or the Agency) proposes to amend its regulation on Federal Home Loan Bank (Bank) capital requirements to modify limits on Bank extensions of unsecured credit in their on- and off-balance sheet and derivative t...
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Proposed Rule | Oct 03, 2024 |
On July 21, 2023, the Federal Housing Finance Agency (FHFA) published a proposed rule to amend its Suspended Counterparty Program (SCP) regulation by expanding the categories of covered misconduct on which a suspension could be based to include sanct...
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Proposed Rule | Oct 01, 2024 |
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA or Agency) is seeking public comments on a generic information collection called the "National Survey of Mortgage Originations"...
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Notice | Aug 30, 2024 |
The Federal Housing Finance Agency (FHFA) is issuing a proposed rule and requesting comments on the housing goals for Fannie Mae and Freddie Mac (the Enterprises) for 2025 through 2027 as required by the Federal Housing Enterprises Financial Safety a...
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Proposed Rule | Aug 29, 2024 |
The Federal Housing Finance Agency (FHFA) is postponing the Advisory Committee on Affordable, Equitable, and Sustainable Housing (Committee) meeting originally scheduled for September 10 and 11, 2024. Future meeting dates will be announced in the Fed...
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Notice | Aug 29, 2024 |
Treasury Department > OCC, Federal Reserve System, Consumer Financial Protection Bureau, Federal Housing Finance Agency, Securities and Exchange Commission, Commodity Futures Trading Commission, Federal Deposit Insurance Corporation, National Credit Union Administration
The Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, National Credit Union Administration, Consumer Financial Protection Bureau, Federal Housing Finance Agency, Commod...
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Proposed Rule | Aug 22, 2024 |
In accordance with the Federal Advisory Committee Act (FACA), as amended, the Federal Housing Finance Agency (FHFA) announces a meeting of the FHFA Advisory Committee on Affordable, Equitable, and Sustainable Housing (Committee). FHFA also announces...
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Notice | Aug 14, 2024 |
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA or the Agency) is seeking public comments concerning an information collection known as "Federal Home Loan Bank Directors," whi...
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Notice | Aug 13, 2024 |
Treasury Department > OCC, Federal Reserve System, Consumer Financial Protection Bureau, Federal Housing Finance Agency, Federal Deposit Insurance Corporation, National Credit Union Administration
The OCC, Board, FDIC, NCUA, CFPB, and FHFA (collectively, the agencies) are adopting a final rule to implement the quality control standards mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) for the use of aut...
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Rule | Aug 07, 2024 |
In accordance with the requirements of the Privacy Act of 1974, as amended, (Privacy Act), the Federal Housing Finance Agency (FHFA or Agency) is proposing to modify the current FHFA system of records titled, "FHFA-14, Emergency Notification System"...
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Notice | Jul 31, 2024 |
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA, or Agency) is seeking public comment concerning an information collection known as the "American Survey of Mortgage Borrowers...
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Notice | Jun 25, 2024 |
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA) is seeking public comment on a generic information collection called the "National Survey of Mortgage Originations" (NSMO). FH...
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Notice | Jun 25, 2024 |
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